| LIVE SMART
February 2009 Justin Wizard Chloe WV Number one - get and stay debt free. Live where you can afford. If you can pay for it debt free you can afford it. You can always move up. When too many bought houses with almost nothing down that means they were spending way beyond their means. The mortgage companies told them it was a good thing and they did it. If you are in debt, someone owns you. It’s financial slavery. Being broke, sick, tired and way behind. It steals away your peace of mind and freedom. Detroit built some wonderful electric cars. They worked great and the people leasing them loved them. The company took away the cars and crushed them. They build gas hungry SUV’s. They were in it for the money, not providing a product customers wanted. Their unions demand that the auto companies pay many people whether they are working or not plus big pensions and health insurance. Now they are begging for more money to survive. I still don’t see a car they are making I would want. I won’t pay $25,000 for transportation. They deserve where they are right now. USA corporate greed is stinging back right now. I drive a pretty silver $3500 1998 Chevy S10 that gets 24 MPG. I go into town every two week to take my sweetie to lunch. Insurance $360 a year. I don’t need to shop much. What do I need? I don’t need to want health insurance. I like many others don’t trust doctors anymore who have become busy drug pushers. Their remedies don’t work yet people still go back. There whole life becomes their illness and going to the doctor. They want an easy pill and to keep doing their bad habits. What a racket. I take responsibility for my own health and never get sick. I don’t eat white bread, sodas or smoke. I use a rife energy machine (www.rife911.com) that keeps me well. The drug companies are lobbying for taxpayer paid free drugs for seniors. Don’t depend on anyone or anything especially government handouts for your livelihood. The government wants to give out stimulus spending checks with money borrowed from you. They are even more broke than you are. You can’t never spend into prosperity. Be a conserver not a consumer. Use and reuse what you have. Make things from scratch. Create a simpler lifestyle, have a paid for cottage in the country, grow a garden. Have no mortgage, no payments. Be able to live rather than just work, eat and sleep. Don’t just live, live big. Here is an inside secret. I may work at my computer but it’s fun to dress up while I work. I may look like a pirate captain, Chinese emperor or who knows tomorrow. Make life more fun. Dare to be a kid. Make it a game to reduce all household bills. I went from $5000 a month to under $200. Anything over that... I can play or buy things I really want. Put away food because it is what you do, not just for an emergency. Have a pantry filled with basics - beans, rice, grains, dehydrated things and vacuumed sealed jars. Also lots of jugs of water and a water purifier. If something stops, it doesn’t stop your lifestyle. I ask people what would you do if the electricity turned off for 2 months? The toilets and water stopped? They said they had no idea of what to do? “I would just die.” I used to live in the city, worked 6 and 7 days a week. Made a bunch of money and spent a bunch. What YOU make is what is left over after paying the bills divided by the hours you spent working for it. Was it worth it? In 1992 IRS came by, (www.freedomtrusts.com) thought I owed money and took everything I had over 90 days. What an awakening. I traveled in an RV for many years looking for where is home. Now I live in a pretty place in the country. Sure I stay busy, but doing things I want. Planting hibiscus cuttings, building a chicken condo, visiting with some neighbors, slow cooking some honey baked chicken and watching the stars at night. Don’t wait till things get crazy and you are forced into emergency action. Get into a place that is paid for, grow your food, reduce your bills and start living a much richer life. You might not have to work much if you didn’t have many bills to pay. Life is for living. Give a chance. Written by Justin Wizard, writer, speaker and researcher in beautiful Chloe WV. Questions and comments: juswiz@hotmail.com
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